Finding Inspiration in Every Turn
We provide loans from the following banks
When someone is looking for a bank loan, it means that there is something that they want to buy but are not able to buy it right then. This can be something that is tough for you to figure out, and it might be something that you need. One of the ways that people get things that they cant currently afford to pay for is to get a bank loan to cover the costs. Then they go from there. This is a great way to make sure that they can get things that they want to get, and usually it is easy to get a bank loan. You simply have to follow the process.
Salaried Persons Working except Propriter Firms and Trust Surrogation program
Requirement ..
1. 1 photo
2. Pan card copy and address proof copy
3.Latest 3 months salary slip copy/ salary certificate copy
4.Latest 6 months bank statement copy
5.Land tax copy
We have to find the company catagary in bank which they have working and then only we can find the eligibility of the customer and interest rate.
Net salary is the main thing and it should be thorough any bank a/c.Govt salaried persons we can fund if it is cash salary also.
we can fund 15 Lakhs for salaried persons only taking above mentioned docs.Interest rate is starting from 15.5% to 22% Monthly diminishing rate..
Auto Loan Surrogation program
Requirement ..
1.1 photo
2. pan card copy and address proof copy
3. Latest 6 months bank statement copy
4.Repayment track copy
5.RC book copy (For non HDFC bank Car Loan)
6.Registration proof copy for Business people
EMI for 1 Lakh –3540 (10 Lakhs and above Loan amt)—36 Months–16.5% Diminishing
EMI for 1 Lakh–3615 (Below 10 Lakhs Loan Amt)———36 Months–17% to 19.5% Diminishing
Processing Charge –2.5% (10 Lakhs and above Loan amt)
If Internal Bank customer the processing charge is 2%
Loan processing Time is 7 Bank working days.
Maximum loan amt is 10 Lakhs. AQB SHOULD BE EQUAL TO EMI
Banking Business loan Surrogation program
Requirement ..
1. 1 Photo
2. Pan card copy and Address proof copy
3. 6 Months Bank statement copy
4. ITR copies And computation of income for the latest 2 Years
5. Profit and Loss A/C and Balace sheet copy for the latest 2 Years
6.Land tax copy
7.Registration proof copy
EMI for 1 Lakh –3540 (10 Lakhs and above Loan amt)—36 Months–16.5% Diminishing
EMI for 1 Lakh–3615 (Below 10 Lakhs Loan Amt)———36 Months–17% to 19.5% Diminishing
Processing Charge –2.5% (10 Lakhs and above Loan amt)
If Internal Bank customer the processing charge is 2%
Loan processing Time is 7 Bank working days.
35400*36=1274400
That means cust paying 274400 is the interest over a 36 months period .274400/36=7622
If he put this 10 Lakhs in NBFC he will get 13.5% Interest. That means 10833 per month he will get Every month
we can easily convince the customer ..
Doctors Loan Surrogation program from HDFC BANK Ltd
Requirement ..
1. 1 Photograph
2. pan card copy and address proof copy
3. 6 months bank statement copy
4. ITR Copies of latest 2 years and computation of income
5. Income and expenditure for latest 2 years copy
6. Balance sheet for latest 2 years copy
7.Land tax copy
8.Qualification proof copy and registration proof copy..
We can fund upto 30 Lakhs with out collateral or any kind of
securities considering the professional net income shown in Income and
expenditure account.
Interest Rate for Doctor Loan is 14.5% , if the loan amt is more than
5 lakhs we can get the rate approval for 13.75%
Processing charge is 2.5% for non HDFC BANK customers
For 1 Lakh EMI = 2310
Max Tenure is 60 months (5 years)
Loan sanction Time is 7 bank working days.
Housing Loan Surrogation program
Requirement ..
1.1photo
2. pan card copy and address proof copy
3. Latest 6 months bank statement copy
4.Repayment track copy
5.Housing Loan sanction Letter copy
6.Registration proof copy
EMI for 1 Lakh –3540 (10 Lakhs and above Loan amt)—36 Months–16.5% Diminishing
EMI for 1 Lakh–3615 (Below 10 Lakhs Loan Amt)———36 Months–17% to 19.5% Diminishing
Processing Charge –2.5% (10 Lakhs and above Loan amt)
If Internal Bank customer the processing charge is 2%
Loan processing Time is 7 Bank working days.
35400*36=1274400
That means cust paying 274400 is the interest over a 36 months period .274400/36=7622
If he put this 10 Lakhs in NBFC he will get 13.5% Interest. That means 10833 per month he will get Every month
we can easily convince the customer ..
NRI Lone Surrogation program
Requirement ..
1.1 photograph
2.Pass port copies including visa stamped page
3.Latest salary slip copy or salary certificate copy
4.Job contract copy or offer letter copy
5. 6 months bank statement copy of any Indian bank
6.Qualification proof copy is must if loan amt is more than 3 lakhs1.1 photo and passport copy or signature proof copy of a Resident Indian
The resident Indian should be the main applicant .we are considering last 6 months bank transactions which he /she maid thorough bank.
If it is 3 Lakhs ,300000/6=50000*7=350000 is the eligibility ..considering the salary he is drawing and his qualification .Maximum loan amt is 10 Lakhs
36 Months—16.5% to 18.5% Diminishing
Processing Charge –2.5%
Loan processing Time is 7 Bank working days.
Program name –Banking surrogation
1. 1 Photo
2. Pan card copy and Address proof copy
3. 1 Year Bank statement copy
4. ITR copies And computation of income for the latest 1 Year
5. Profit and Loss A/C and Balace sheet copy for the latest 1 Year
6.Land tax copy
7.Registration proof copy
EMI for 1 Lakh –3540 (10 Lakhs and above Loan amt)—36 Months–16.5% Diminishing
EMI for 1 Lakh–3615 (Below 10 Lakhs Loan Amt)———36 Months–18% Diminishing.
Processing Charge –2.5% (10 Lakhs and above Loan amt)
If Internal Bank customer the processing charge is 2%.Max loan amt is 10 Lakhs.
The business registration should be min 5 years and min 15 transactions should be in there in every month transactions and overall 1 year there should be 1 cr credit..No deviations will get this program ..IT only for a supporting document ,it is not considering for this program.