FAMILY HEALTH OPTIMA INSURANCE PLAN

Most popular insurance policy with your growing family, on floater basis.

HIGHLIGHTS

* Affordable Premium

Family floater policy at an affordable premium

* Get Extra Sum Insured

Get extra sum insured (auto recharge) at no extra cost,

* Health Checkup

Health Checkup benefit for every claim free year.

* Automatic Restoration

3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion

* Assisted Reproductive Treatment

Cover for Assisted Reproductive Treatment

* New-born Baby

New-born baby cover from 16th day.

* Donor expenses cover

Donor expenses for organ transplantation.

* Day-care procedures

All day care procedures are covered

* Grace Period

A grace period of 120 days from the date of expiry of the policy is available for renewal.

MYSELF – COMPREHENSIVE INSURANCE

For Individuals aged between 18 to 65 years.

No capping on room rent – Treatment at Single Standard A/C room

Hospital cash benefits

Cover for over 400 day care procedures

Free health check-up for every block of 3 claim free years.

COMPREHENSIVE INSURANCE

Your family’s health and safety means the world to you. We understand that and want to help you protect your loved ones from situations beyond your control. Comprehensive Insurance Plan is perfect for you for a life free from worries. Check out its features and benefits:

Key Features :
* No capping on room rent – Treatment at Private Single A/C room

* Covers medical expenses incurred on Bariatric surgical procedures and its complications

* Cost of health check up for every claim free year

* Cover for maternity (normal and caesarean delivery) and New born baby

* Automatic restoration of entire Sum insured by 100%.

* Dental / ophthalmic cover on OPD basis

* Hospital cash benefit.

* AYUSH Treatment

* Buy Back PED (Optional Cover) – Reduction in waiting period for Pre existing disease

* Organ Donor Expenses

* Wellness Program – Discount in the renewal premium for healthy life style through wellness activity.

* Domiciliary Hospitalisation

* All day care procedures are covered.

* Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

Advantages

* Affordable Health Insurance cover on a floater basis

MY FAMILY

COMPREHENSIVE INSURANCE

* Affordable Health Insurance cover on a floater basis

* Covers Dental / ophthalmic treatments on OPD basis

* Upto 100% Increase in Sum Insured upon a claim free renewal

* Benefits include Air ambulance facility and availing Second medical opinion

* No capping on room rent – Treatment at Single A/C room

Your family’s health and safety means the world to you. We understand that and want to help you protect your loved ones from situations beyond your control. Comprehensive Family Insurance Plan is perfect for you and your family for a life free from worries. Check out its features and benefits:

Key Features :

* No capping on room rent – Treatment at Private Single A/C room

* Covers medical expenses incurred on Bariatric surgical procedures and its complications

* Cost of health check up for every claim free year

* Cover for maternity (normal and caesarean delivery) and New born baby

* Automatic restoration of entire Sum insured by 100%.

* Dental / ophthalmic cover on OPD basis

* Hospital cash benefit.

* AYUSH Treatment

* Buy Back PED (Optional Cover) – Reduction in waiting period for Pre existing disease

*Organ Donor Expenses

* Wellness Program – Discount in the renewal premium for healthy life style through wellness activity.

* Domiciliary Hospitalisation

All day care procedures are covered.

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

Advantages

* Affordable Health Insurance cover on a floater basis

* Upto 100% Increase in Sum Insured upon a claim free renewal

* Benefits include Air ambulance facility and availing Second medical opinion .

* Upto 100% Increase in Sum Insured upon a claim free renewal

* Benefits include Air ambulance facility and availing Second medical opinion

MY PARENTS
SENIOR CITIZENS

* Aged between 60 to 75 years

* No pre-insurance medical test required

* Covers pre-existing diseases from the second year onwards

* Medical Consultations as an Out Patient in a Network Hospital

* Guaranteed lifetime renewals

SENIOR CITIZENS RED CARPET INSURANCE

Your parents have spent their life trying to make your life secure. It’s time you do the same for them in their old age. Our Senior Citizen Red Carpet Policy will help your parents live worry free and experience absolute security. Here are the features and benefits of our policy :

Key Features :

* For Senior citizens aged between 60 to 75 years.

* Policy issued both on Individual and Floater Basis

* No pre-insurance medical test required.

* Covers pre-existing diseases from the second year onwards.

* Medical Consultations as an Out Patient in a Network Hospital

* Higher Sum Insured coverage upto 25 Lakhs

* Advantages

* Covers Inpatient and Post-hospitalization Treatment

* Free and End to end assistance on claims

* Guaranteed lifetime renewals

* Dedicated 24×7 support team to answer your queries

 

 

Arogya Sanjeevani Policy

*New entrants can be between 3 months and 65 years of age.

*Insurance coverage
2 Lakh 3 Lakh 4 Lakh 5 Lakh

*Opportunity to join the policy alone and as a family.
Room rent, nursing charge -insurance amount
2% to Maximum 5% /
10, 000

*This will cover the total cost of ICU charges related to hospital stay, doctor’s fees, tests, medications, theater charges, blood, oxygen, anesthesia, stent and pacemaker.

*Ambulance charge up to Rs 2000

*Coverage is 30 days for pre-hospitalization and up to 60 days for post-hospitalization.

*Coverage for all day care treatments‌

*Cataract surgery can be done 25% of insurance amount maximum Rs 40,000

*Modern treatment – can be used 50% up to the sum insured

*Non allopathic treatments are covered

*5%No claim bonus on subsequent renewal of policies without a claim

*Ability to pay premium as EMI

*Section 80D tax benefit

*5 % co-payment for all claims

*Coverage after 48 months for existing diseases and diseases such as joint replacement, osteoarthritis and osteoporosis.

*Medical checkup is mandatory for new entrants to the policy after the age of 50

*ആരോഗ്യ സഞ്ജീവനി ഹെൽത്ത്‌ ഇൻഷുറൻസ് പോളിസി.*

👉3 മാസം മുതൽ 65 വയസ്സ് വരെ ഉള്ളവർക്കു പുതിയതായി ചേരാൻ കഴിയും. ✅

👉ഇൻഷുറൻസ് പരിരക്ഷ
☸️2 Lakh 3 Lakh 4 Lakh 5 Lakh ✅

👉ഒറ്റക്കും ഫാമിലിയായും പോളിസിയിൽ ചേരാൻ അവസരം. ✅

👉മറി വാടക, നഴ്സിംഗ് ചാർജ് -ഇൻഷുറൻസ് തുകയുടെ 2% /പരവമാവധി 5000 രൂപ വരെ ✅
👉ICU ചാർജ് -ഇൻഷുറൻസ് തുകയുടെ 5% / പരമാവധി
10, 000 രൂപ വരെ✅

👉ആശുപത്രി വാസവുമായി ബന്ധപ്പെട്ട ICU ചാർജ്, ഡോക്ടർ ഫീസ്, ടെസ്റ്റുകൾ, മരുന്നുകൾ, തീയേറ്റർ ചാർജ്, ബ്ലഡ്‌, ഓക്‌സിജൻ, അനസ്തേഷ്യ, സ്റ്റെന്റ്, പേസ്‌മേക്കർ പോലെ ഉള്ള ചിലവുകൾ ഇതിൽ മൊത്തമായി കവർ ചെയ്യും✅

👉ആംബുലൻസ് ചാർജ് -2000 രൂപ വരെ✅

👉പരീ ഹോസ്‌പിറ്റലൈസേഷൻ -30 ദിവസവും, പോസ്റ്റ് ഹോസ്‌പിറ്റലൈസേഷൻ 60 ദിവസം വരെയും കവറേജിൽ വരും✅

👉എല്ലാ ഡേ കെയർ ചികിത്സകൾക്കും കവറേജ്‌ ✅

👉തിമിര ശസ്ത്രക്രിയക്ക് ഇൻഷുറൻസ് തുകയുടെ 25% /പരമാവധി 40, 000 രൂപ വരെ ഉപയോഗിക്കാം✅

👉മോഡേൺ ചികിത്സ -ഇൻഷുറൻസ് തുകയുടെ 50% വരെ ഉപയോഗിക്കാം ✅

👉നോൺ അല്ലോപ്പതിക് ചികിത്സകൾ കവറേജിൽ വരും ✅

👉കലെയിം ഇല്ലാതെ പോളിസികളിൽ തുടർന്ന് പുതുക്കുമ്പോൾ 5% നോ ക്ലെയിം ബോണസ് ✅

👉പരീമിയം EMI ആയി അടക്കാൻ ഉള്ള സൗകര്യം✅

👉സെക്ഷൻ 80D ടാക്സ് ആനുകൂല്യം✅

👉എല്ലാ ക്ലെയിമുകൾക്കും 5% കോ പേയ്‌മെന്റ്✅

👉നിലവിലുള്ള രോഗങ്ങൾക്കും, ജോയിന്റ് റീപ്ലേസ്‌മെന്റ്, ഓസ്റ്റിയോ ആർത്രൈറ്റിസ്,ഓസ്റ്റിയോപോറോസിസ് പോലെ ഉള്ള രോഗങ്ങൾക്കും 48 മാസ കാലയളവിന് ശേഷം കവറേജ്‌✅

👉50 വയസ്സിനു ശേഷം പോളിസിയിൽ പുതിയതായി ചേരാൻ മെഡിക്കൽ ചെക്കപ്പ് നിർബന്ധം✅